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A new kind of factoring company

Experience a fresh take on factoring for your trucking business with SmartPay. Get better rates and faster turnaround on payments, with no hidden fees or auto-renewed contracts. We offer same-day payment and the flexibility to manage your money your way.

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Not like the factoring companies you’re used to

Lowest industry rates

See how our rates stack up against traditional factoring companies for truckers. If you’re a current dispatching customer with SmartHop, we’ll beat any competing rate, guaranteed.

Get paid in full

SmartHop will fight to ensure you get paid in full, every time. Our customer-centered approach gives you peace of mind and protects your business from missed payments.

Same day payment

Waiting around to get paid is stressful. With SmartPay, you’ll receive payment on the same day your load is delivered for all loads booked through the SmartHop platform.

illustration of contract with backslashA factoring company that puts you first

With SmartPay, you’re always in control. Decide how to allocate your funds, whether you want your money deposited into your bank account or on your SmartFuel MasterCard. Our three-month trial allows you to decide whether or not SmartPay is right for you, with no strings attached. And, you’ll never experience hidden fees on payments, so you can take home more of your hard-earned money.

See what our customers are saying

Driving with SmartHop has all the positive parts of working for a company. They provide everything – a fuel card with discounts, help finding loads, handle the brokers and the paperwork. And when it comes to their fee, it’s fair and there are no surprises.

David Quinn

Driver and SmartHop customer

As high as fuel prices are nowadays, the discounts SmartHop gives drivers really helps. Saving money on fuel can be the difference between running negative and earning profit on a trip. Especially for new drivers who are still learning how to manage their expenses.

Benson Ocan

Driver and SmartHop customer

SmartHop makes my life so much easier. My Freight Analyst schedules and tracks all of my loads and handles conversations with brokers, so I can focus on driving. He is always there for me when I need him. It can be very lonely on the road, but with SmartHop I feel supported – they are my Guardian Angel.

Frank Russo

Italven Trucking LLC

SmartHop always keeps me moving in areas that I love…they go the extra mile!

Emilio Alardo


When I started driving, I was self-dispatching, but that’s a lot for one person, so I decided to try SmartHop. It didn’t take long before I started seeing equal or more revenue, even after their fee. With SmartHop, I’m making more money and saving time — for me, it’s a no-brainer.

Jose Rodriguez

Millennial Mindset Transport LLC

It would take me many hours to sort through all the possible load options to pick the one load that should be the most profitable and even more time to create a list to pick from. This is the kind of technology that is being used with the SmartHop dispatch.

Chad Boblett

Owner Boblett Brothers LLL & Rate Per Mile Master

I would recommend SmartHop to a friend in a heartbeat. They save us from having to do paperwork with the brokers, setting up the loads ourselves, or constantly looking for new brokers. We also completely trust our Freight Analyst, Jeremy, to find us really good loads. He is aware of our preferences, always gets us the highest rate he can, and keeps us running hard.

Jessica and Joe Dixon

Smith and Luman LLC

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Ready to experience a new kind of factoring company?

Ask your customer service representative about adding SmartPay to your SmartHop services.

Not a SmartHop customer? Try us for free now!