Get better factoring rates with SmartPay. As low as 1.5%.
With same day funding, industry-leading rates, and no annual contracts or cancellation fees, SmartPay enables fleets to improve their cash flow, increase profitability, and grow their business.
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Get faster and more affordable factoring
Truck factoring done better.
Access the most flexible factoring program on the market, while saving money on rates and fees.
Rates as low as 1.5%
Industry-leading factoring rates ensure you keep more of what you earn.
Same day funding
Access funds faster to accelerate cash flow, pay drivers, and cover business expenses.
Lower transfer fees
Get free ACH transfers and same-day transfers up to 67% lower than other factoring companies.
Flexible plans that meet your business needs.
Access the best rates and lowest fees when you sign up with SmartHop Professional. Get the same great service, including professional collections on your behalf and time saved on back office work with both our plans.