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Competitive rates on commercial semi-truck insurance

Get better rates on commercial trucking insurance when you insure with SmartHop. As a licensed agency for truckers, by truckers, our industry experts will connect you with the right coverage to fit your needs.

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Why use SmartHop for commercial trucking insurance?

Competitive rates

Increase your profits by reducing overhead costs on commercial semi-truck insurance. Leverage our network of top-rated insurance carriers, with free quotes on insurance packages and no obligation to purchase.

Options to fit your needs

Whether you’re an owner-operator or you need to protect your fleet, we offer a variety of plans to fit your needs. Find the right fit through a free consultation with your SmartHop agent.

We make it easy

With your SmartHop agent here to support you, getting approved and insured with SmartHop is quick and simple. Best of all, SmartHop customers benefit from having all of their documents in one place, eliminating the hassle of sending proof of insurance to multiple vendors.

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Our commercial insurance offerings

  •  Commercial Auto Package (MTL, Cargo, Physical Damage)
  •  Auto Liability Only
  •  Physical Damage Only
  •  Motor Truck Cargo
  •  General Liability
  • Workers Compensation
  • Occupational Accident (Independent Contractor Coverage)
  • Non-Trucking Liability
  • Bobtail
  • And more — ask us about additional coverage!

Frequently Asked Questions

How much will my insurance cost?

Every rate is custom to you and dependent on factors like the amount of coverage you need and the type of business you are running. Driver information, such as years of driving experience and driving records, also influences your rate.

What is the difference between cargo insurance and commercial auto insurance?

Cargo insurance protects any damages to your freight while it is being transported, while commercial auto insurance protects your trucks and drivers in vehicle-related accidents and injuries.

How will I know what type of coverage I need?

We know that choosing the right insurance can be complicated, especially when regulations vary by state. That’s why we offer a 100% free consultation with a SmartHop agent! We can help you understand the amount of protection your business needs, as well as the options available to you, and provide free quotes on packages and pricing.

See what our customers are saying

Driving with SmartHop has all the positive parts of working for a company. They provide everything – a fuel card with discounts, help finding loads, handle the brokers and the paperwork. And when it comes to their fee, it’s fair and there are no surprises.

David Quinn

Driver and SmartHop customer

SmartHop makes my life so much easier. My Freight Analyst schedules and tracks all of my loads and handles conversations with brokers, so I can focus on driving. He is always there for me when I need him. It can be very lonely on the road, but with SmartHop I feel supported – they are my Guardian Angel.

Frank Russo

Italven Trucking LLC

SmartHop always keeps me moving in areas that I love…they go the extra mile!

Emilio Alardo


When I started driving, I was self-dispatching, but that’s a lot for one person, so I decided to try SmartHop. It didn’t take long before I started seeing equal or more revenue, even after their fee. With SmartHop, I’m making more money and saving time — for me, it’s a no-brainer.

Jose Rodriguez

Millennial Mindset Transport LLC

As high as fuel prices are nowadays, the discounts SmartHop gives drivers really helps. Saving money on fuel can be the difference between running negative and earning profit on a trip. Especially for new drivers who are still learning how to manage their expenses.

Benson Ocan

Driver and SmartHop customer

It would take me many hours to sort through all the possible load options to pick the one load that should be the most profitable and even more time to create a list to pick from. This is the kind of technology that is being used with the SmartHop dispatch.

Chad Boblett

Owner Boblett Brothers LLL & Rate Per Mile Master

I would recommend SmartHop to a friend in a heartbeat. They save us from having to do paperwork with the brokers, setting up the loads ourselves, or constantly looking for new brokers. We also completely trust our Freight Analyst, Jeremy, to find us really good loads. He is aware of our preferences, always gets us the highest rate he can, and keeps us running hard.

Jessica and Joe Dixon

Smith and Luman LLC

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Ready to start saving on commercial trucking insurance?

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