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Insurance for owner-operators

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insurance that fits

WHAT IS SMARTHOP'S INSURANCE FOR OWNER-OPERATORS?

SmartHop partners you with the right insurance carrier so you can protect your business and your truckers. Here are the types of insurance that we offer:

What is SmartHop's Insurance for Owner operators?

SmartHop partners you with the right insurance carrier so you can protect your business and your truckers. Here are the types of insurance that we offer:

Commercial Auto

Coverage for your trucks and your drivers in vehicle-related accidents and injuries.

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Cargo and Inland Marine

Coverage for your freight while transporting on the road.

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Business Property

Coverage for your real estate and equipment.

Workers Compensation

Coverage for wages and medical insurance from employee injuries on the job.

Hired and Non-Owned Auto

Coverage for accidents involving vehicles you don’t own.

Bobtail

Coverage for your truck when you are not hauling a load.

Trailer Interchange

Coverage for a non-owned trailer in the case of a trailer interchange agreement.

Non-Trucking Liability

Coverage for accidents incurred while using your truck for personal use.

General Liability

Coverage for broad business risks.

FAQS

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owner-operator insurance fAQ

FREQUENTLY ASKED QUESTIONS

SmartHop partners you with the right insurance carrier so you can protect your business and your truckers. Here are the types of insurance that we offer:

What are the basic types of insurance that owner-operators should invest in?

  • Commercial auto, cargo, and general liability policies are fundamental types of insurance for truckers.

  • We recommend reducing your risk even further with additional types of insurance such as business property, workers compensation, and not-owned auto liability policies.

Do the requirements of owner operator insurance policies vary by state?

  • Yes, different states have different minimum regulations. This is partly because of varying state laws.

  • Be sure to understand which regulations you must adhere to in your state.

What are typical coverage limits for owner operators?

  • Typical owner operator coverage limits are $750,000 and $1,000,000.

How is the value of my owner operator insurance premium determined?

  • The type of coverage you purchase, the number of years of experience you have in commercial trucking, and your driving record are all taken into account when determining your premium price.

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stress-free convenience

WHY INSURE THROUGH SMARTHOP?

SmartHop makes getting insured an easy and stress-free experience

Explore diverse coverage plans to fit all of your needs.

Decide which type of insurance is best for you with complimentary consultation services.

Easily share proof of insurance with brokers and SmartHop dispatchers.

Receive end-to-end back office support.

Get free quotes on insurance packages and pricing with no obligation to buy.

Connect with a SmartHop agent today to learn how our owner operator insurance can protect you.

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