truck smarter not harder

cargo insurance

Protect Your Freight During Transit

GET BETTER LOADS NOW
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Cargo coverage

GET CONNECTED WITH THE RIGHT INSURANCE CARRIER

SmartHop partners with top-rated insurance companies so you can be sure you are protected for cargo liability. Here are the types of cargo coverage:

trucker shaking hands with insurance company agent

Broad Form:

  • Greater protection for a wider range of events

  • Covers physical damage to the cargo, whether accidental or direct

trucker crossed arms happy secured with insurance

Specified Perils:

  • Covers specific types of physical damage

  • Cost effective but limited in scope

SmartHop recommends a broad form policy so that you will be covered no matter the risk, from stolen goods and debris removal to refrigerator breakdown and wet loads.

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CARGO COVERAGE

BENEFITS OF CARGO COVERAGE INSURANCE

  • Covers physical damage to the cargo, whether accidental or direct
  • Covers specific types of physical damage
  • Greater protection for a wider range of events
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cargo coverage

FREQUENTLY ASKED QUESTIONS

What is not protected under cargo coverage insurance?

  • Damage or loss incurred internationally.

Is the truck covered in addition to the cargo?

  • No, only the cargo itself is protected.

What are typical coverage limits for cargo insurance?

  • Typical cargo coverage limits are $50,000, $100,000, and $200,000.

How is the value of my cargo premium determined?

  • The type of cargo, type of coverage plan, and loss history are all taken into account when determining the premium price.

Full Coverage Offerings

Cargo Coverage is not the only type of insurance you can find through SmartHop. Our insurance partners also offer coverage for:

  • Cargo and Inland Marine

  • Business Property

  • Workers Compensation

  • Hired and Non-Owned Auto

  • Bobtail

  • Trailer Interchange

  • Non-Trucking Liability

  • General Liability

Connect with a SmartHop agent today to learn how our owner operator insurance can protect you.

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